# PAY-TERRA

> Independent agency that matches payment solutions (PSPs, acquirers, local payment methods, payouts) to high-risk businesses: iGaming, sports betting, Forex/CFD, crypto, high-risk e-commerce. The agency is not affiliated with any provider. Shortlist is free; the fee is paid only after a successful go-live.

Website: https://pay-terra.com/ (RU), https://pay-terra.com/en/ (EN). Catalog updated: 2026-09-15.

## How it works
- Brief: GEO, vertical, volumes, current setup.
- Shortlist: 2–4 solutions with real rates, limits, settlement terms and onboarding requirements.
- Onboarding: working group with the provider's tech leads, documents and compliance.
- Support: backup rails, decline monitoring, replacement if terms stop fitting.
- Request: https://pay-terra.com/en/?lead=solution_match

## Published catalog: 94 solutions, 20 GEOs, 17 methods

Methods: Alipay, Bank transfer, Cards Visa/MC, Cash, Cross-border, Crypto, E-wallet, IMPS, Mercado Pago, OCT payout, P2P C2C, Quasi e-com, SBP, SBP QR, SPEI, UPI, Vouchers

## Countries
- [Russia](https://pay-terra.com/en/geo/russia): 22 solutions
- [Turkey](https://pay-terra.com/en/geo/turkey): 9 solutions
- [India](https://pay-terra.com/en/geo/india): 7 solutions
- [Uzbekistan](https://pay-terra.com/en/geo/uzbekistan): 7 solutions
- [UAE](https://pay-terra.com/en/geo/uae): 6 solutions
- [Ukraine](https://pay-terra.com/en/geo/ukraine): 6 solutions
- [Vietnam](https://pay-terra.com/en/geo/vietnam): 6 solutions
- [Argentina](https://pay-terra.com/en/geo/argentina): 4 solutions
- [South Korea](https://pay-terra.com/en/geo/south-korea): 4 solutions
- [Tajikistan](https://pay-terra.com/en/geo/tajikistan): 4 solutions
- [Austria](https://pay-terra.com/en/geo/austria): 3 solutions
- [Azerbaijan](https://pay-terra.com/en/geo/azerbaijan): 3 solutions
- [Mexico](https://pay-terra.com/en/geo/mexico): 2 solutions
- [Panama](https://pay-terra.com/en/geo/panama): 2 solutions
- [Saudi Arabia](https://pay-terra.com/en/geo/saudi-arabia): 2 solutions
- [Uruguay](https://pay-terra.com/en/geo/uruguay): 2 solutions
- [China](https://pay-terra.com/en/geo/china): 1 solutions
- [Ecuador](https://pay-terra.com/en/geo/ecuador): 1 solutions
- [Kazakhstan](https://pay-terra.com/en/geo/kazakhstan): 1 solutions
- [Norway](https://pay-terra.com/en/geo/norway): 1 solutions
- [Worldwide](https://pay-terra.com/en/geo/worldwide): 1 solutions

## Machine-readable
- https://pay-terra.com/api/public/offers?limit=100 — published catalog (JSON; no provider names).
- https://pay-terra.com/api/public/geo — countries with solution counts.
- https://pay-terra.com/sitemap.xml
- Full catalog summary with rates: https://pay-terra.com/llms-full.txt

Rates are the agency's published merchant rates and depend on vertical and volume; provider names are disclosed only in a personal shortlist.